Filing an Indian income tax return as an NRI is meaningfully different from filing as a resident Indian, not because the portal or the form changes, but because what you are required to declare, what you are not required to declare, what TDS has already been deducted on your behalf, and what treaty claims you may be entitled to make are all different. Many NRIs either skip the filing entirely on the mistaken belief that TDS deducted at source settles their Indian tax obligati

For years, India’s Systematic Investment Plan (SIP) culture had been the pride of the domestic mutual fund industry, a symbol of retail investor maturity, disciplined investing, and financial inclusion at scale. Monthly SIP contributions had grown relentlessly, crossing milestone after milestone, from single digit thousands of crores a decade ago to a record ₹32,087 crore in March 2026. That peak, however, now looks like a turning point. Data from the Association of Mutual

You want to own Nvidia. The marketing material for a domestically available fund implies you will. The fund's name has technology in it. The brochure mentions artificial intelligence infrastructure. The factsheet benchmark is the Nasdaq 100. The fund has performed strongly over the past two years, closely tracking the headlines about the semiconductor boom and the AI build-out that drove Nvidia from USD 150 to over USD 900 per share during that period. What you actually own,

The standard reassurance during every FII selling episode in Indian markets goes like this: do not worry, the domestic institutional investors are absorbing the supply. DIIs are buyers. Mutual fund SIP flows are at record levels. Insurance companies are deploying premium income. The market has a safety net. Between October 2024 and January 2025, that reassurance was tested at scale. FIIs pulled out approximately Rs 2.27 lakh crore from Indian equities over four months, one of

The title of this article needs one important clarification before we begin. Category III AIFs are not a way for retail investors to access private global companies. They are a way for investors who can commit a minimum of Rs 1 crore, and in practice often significantly more, to access investment strategies that include private market exposure. The distinction matters. The word retail in financial regulation typically means small investors with modest portfolios. Category III

IPO Analysis | BSE and NSE Main Board | 100% Book Built Offer Based on Updated Draft Red Herring Prospectus-I dated June 8, 2026 STATUS: UDRHP-I FILED | Fresh Issue Rs.8,010 crore + OFS 11.35 crore shares | Sector: Quick Commerce | Exchanges: BSE and NSE Main Board | Founded: 2020 Zepto Limited is India's third-largest quick commerce platform, operating a hyperlocal on-demand grocery and daily essentials delivery service with a promise of 10-minute delivery. Incor

The previous two articles in this series covered what GIFT City is as a financial centre and how GIFT IFSC funds are structured. The natural next question, particularly from investors who live in India rather than abroad, is a simple one: does any of this actually apply to me? And if it does, should I use a GIFT City fund or just stick with the domestic mutual fund I already have? The honest answer has two parts. For most resident Indian investors, GIFT City funds are current

Most investors who take tax planning seriously have filled their Section 80C limit long before March arrives. The Rs 1.5 lakh bucket gets distributed between PPF, ELSS, life insurance premiums, and home loan principal repayment without much deliberation. The form goes to the payroll team, TDS is adjusted, and the job feels done. It is not done. Section 80C is the most visible deduction in Indian tax law, but it is far from the only one. Beyond the Rs 1.5 lakh 80C limit, the o

New Delhi, June 8, 2026 India's capital markets regulator has made explicit what some in the fund industry suspected but few had tested: a family trust cannot sponsor a mutual fund. The clarification, issued by the Securities and Exchange Board of India through its Informal Guidance Scheme, may seem narrow on the surface, but it lands at a moment when the mutual fund industry is in the middle of the most significant regulatory overhaul in three decades, and the question of wh