Step One: Confirm You Are Actually Comparing Like With Like Before comparing any numbers, confirm both funds sit in the same category. A Large Cap fund and a Small Cap fund are not really being compared against each other when you line up their returns side by side, they are two different risk profiles with two different jobs in a portfolio, and one posting a higher return than the other in a given year says more about which segment of the market did better that year than abo

Last Reviewed and Updated: 17 Aug 2026 A data driven ranking of 34 direct growth small cap schemes, based on fund data dated 17 August 2026 Small cap mutual funds invest at least 65% of their assets in companies ranked 251st or lower by market capitalisation on Indian exchanges, with the remaining 35% available for broader allocation at the manager's discretion. The small cap universe spans thousands of companies across every sector and size range from nascent businesses to e

Last Reviewed and Updated: 17 Aug 2026 A data driven ranking of 32 direct growth multi cap schemes, based on fund data last updated 17 August 2026 Multi cap funds are structurally distinct from every other equity category reviewed in this series. SEBI's September 2020 mandate requires these schemes to hold a minimum of 25% each in large cap stocks (top 100 companies by market capitalisation), mid cap stocks (101st to 250th), and small cap stocks (251st onwards), with the rema

Last Reviewed and Updated: 17 Aug 2026 A data driven ranking of 33 direct growth mid cap schemes, based on fund data last updated 16 August 2026 Mid cap mutual funds invest primarily in companies ranked 101st to 250th by market capitalisation on Indian exchanges, with SEBI mandating a minimum 65% allocation to these stocks. The remaining 35% is available for other market cap segments at the manager's discretion. The category offers higher long term growth potential than large

Last Reviewed and Updated: 17 Aug 2026 A data driven ranking of 32 direct growth flexi cap schemes, based on fund data last updated 16 August 2026 Flexi cap funds remain one of the most widely held equity categories among Indian investors. SEBI requires these schemes to hold at least 65% of assets in equity and equity related instruments but places no restriction on the split between large, mid, and small cap stocks. This gives fund managers complete freedom to move allocatio

Last Reviewed and Updated: 17 Aug 2026 A data driven ranking of 34 large and mid cap schemes, based on fund data last updated 16 August 2026 Large and mid cap mutual funds are required by SEBI to hold a minimum of 35% each in large cap stocks (top 100 companies by market capitalisation) and mid cap stocks (101st to 250th companies), with the remaining 30% at the fund manager's discretion. This mandatory dual exposure provides investors with the stability of large cap companie

Last Reviewed and Updated: 17 Aug 2026 A data driven ranking of 35 large cap schemes, based on fund data last updated 16 August 2026 Large cap mutual funds invest predominantly in the top 100 companies by market capitalisation listed on Indian exchanges. SEBI mandates that these funds hold at least 80% of their assets in large cap stocks, making them one of the more predictable and stable equity categories available to Indian investors. Because the eligible stock universe is

Last Reviewed and Updated: 17 Aug 2026 An Infrastructure Investment Trust pools money from many investors to own and operate infrastructure assets, roads, power transmission networks, renewable energy installations, and gas pipelines among them, and lists units representing that ownership on a stock exchange, structurally very close to how a REIT works, just built around infrastructure instead of real estate. Every InvIT runs on a four tier structure: a Sponsor, the company t

Last Reviewed and Updated: 17 Aug 2026 Compounding is earning a return not just on the money you originally put in, but also on every bit of return that money has already generated. A fixed deposit paying simple interest grows by the same rupee amount every year. A compounding investment grows by a larger rupee amount each year than the year before, because the base it is growing from keeps getting bigger. Over short periods the difference looks small. Over long periods it be