Independent Research on Mutual Funds, Stocks & IPOs for Indian Investors

India's mutual fund industry has grown into one of the most dynamic investment markets in the world. With assets under management crossing Rs 70 lakh crore, selecting the right fund from hundreds of options can be a daunting task for both first time and experienced investors. This report cuts through the noise by presenting a rigorous, data backed ranking of the best performing equity mutual funds across six major SEBI regulated categories. Our analysis is grounded in 5 yea

The last three years have been a fascinating and volatile period for Indian equity markets. From post pandemic recoveries and global inflation shocks to domestic economic resilience and record breaking FII inflows, markets have navigated multiple macro crosscurrents. Against this backdrop, the funds that have delivered superior 3 year CAGR represent a combination of smart tactical allocation and robust stock selection. While 3 year returns should not be used in isolation fo

A decade is the true test of a mutual fund. Markets go through full cycles of bull runs, corrections, panics, and recoveries over ten years, and only the most consistently managed funds deliver superior risk adjusted returns across all of these phases. This report identifies the top performing equity mutual funds over the last 10 years across six SEBI regulated categories, using Direct Growth plan data updated to February 2026. The 10 year CAGR is arguably the most meaningf

You've just hit a milestone of ₹10 lakh sitting in your savings account, earning a heart breaking 2.7% interest from SBI. Inflation is running at roughly 4.5%, which means every month you do nothing, you're quietly getting poorer in real terms. So, the question isn't whether to invest. It's where, how much, and in what order. This guide walks you through every serious option available in India in 2026, from the boring but brilliant PPF to mid-cap mutual funds that have compou

XIRR (Extended Internal Rate of Return) is a financial function that computes the annualised return on a series of cash flows that occur at irregular intervals. In the context of mutual funds, it is the most accurate measure of your actual portfolio return especially for SIP investors. It finds the single annualised interest rate that, when applied to all your cash outflows (investments) and inflows (withdrawals/redemptions) on their exact dates, makes the net present value (

The complete, no-fluff guide to understanding what negative SIP returns actually mean, what the data says across every Indian market cycle, and the one decision that separates wealth-builders from wealth-destroyers.

If you've ever found yourself scrambling in the last week of March, which is the end of financial year in India, urgently trying to figure out where to park money to save on taxes, you're not alone. Millions of taxpayers in India do exactly that every year. And somewhere in that last-minute rush, someone usually says, "Just put it in ELSS." But what exactly is ELSS, why does it come up so often in tax conversations, and is it actually a good investment or just a tax shortcut?

A regular SIP (Systematic Investment Plan) lets you invest a fixed amount, say ₹5,000 (or any amount), every month into a mutual fund. Simple, automatic, disciplined. A Step-up SIP (also called a Top-up SIP) takes this a step further. You commit to increasing your SIP amount by a fixed percentage or fixed sum at regular intervals, typically every year. So, your ₹5,000 today becomes ₹6,000 next year, ₹7,200 the year after, and so on. It can be any amount. The idea is borrowed

Flexi cap mutual funds are an open-ended, dynamically managed category of equity mutual funds that have the freedom to invest across companies of all market capitalisations - large cap, mid cap, and small cap without any restriction on the proportion allocated to each segment. Unlike other equity fund categories that are bound by regulatory mandates to maintain a minimum percentage in a specific market cap segment, flexi cap funds give fund managers the liberty to move money