Equity Mutual Funds

Both Flexi Cap and Multi Cap funds invest across large, mid, and small-cap stocks. The answer lies in one crucial difference: who decides how much goes where. In one, it's the fund manager's discretion. In the other, it's a regulatory mandate. Before 2020, many so-called multi-cap funds were quietly parking 70%-80% of their corpus in large-cap stocks enjoying the safety of blue chips while marketing themselves as diversified. SEBI stepped in and mandated genuine diversificati

A multi-cap mutual fund is an open-ended equity scheme that invests across all three market capitalisation segments simultaneously: large-cap, mid-cap, and small-cap companies. SEBI mandates that at least 75% of assets are invested in equities, with a minimum of 25% allocated to each segment. This mandatory 25-25-25 split is what sets multi-cap funds apart from their cousin, the flexi-cap fund, which has no such floor requirement per segment. Before diving deeper, it's import

Before understanding index funds, you need to understand what a market index is. An index is simply a list of stocks, selected by a set of rules, used to represent the overall health of a stock market or a segment of it. India's two most famous indices are the Nifty 50 (managed by NSE) and the BSE Sensex (managed by BSE). The Nifty 50 contains the 50 largest publicly listed companies in India, names like HDFC Bank, Reliance Industries, Infosys, ICICI Bank, and TCS. The Sensex

If you've ever found yourself scrambling in the last week of March, which is the end of financial year in India, urgently trying to figure out where to park money to save on taxes, you're not alone. Millions of taxpayers in India do exactly that every year. And somewhere in that last-minute rush, someone usually says, "Just put it in ELSS." But what exactly is ELSS, why does it come up so often in tax conversations, and is it actually a good investment or just a tax shortcut?

Every few years, a particular corner of the Indian economy catches fire. Sometimes it's the technology sector riding a global boom. Sometimes it's infrastructure, powered by government spending. Sometimes it's pharmaceuticals, thrust into the spotlight by a pandemic. And every time one of these waves rises, mutual fund houses are quick to launch or highlight funds that promise to capture that very opportunity. These are sectoral and thematic mutual funds, and they occupy one

Flexi cap mutual funds are an open-ended, dynamically managed category of equity mutual funds that have the freedom to invest across companies of all market capitalisations - large cap, mid cap, and small cap without any restriction on the proportion allocated to each segment. Unlike other equity fund categories that are bound by regulatory mandates to maintain a minimum percentage in a specific market cap segment, flexi cap funds give fund managers the liberty to move money

A small cap mutual fund is an equity mutual fund that is mandated to invest at least 65% of its total assets in small cap stocks, that is, companies ranked 251 st  and below in terms of market capitalisation. The remaining 35% may be invested at the fund manager's discretion in mid cap or large cap stocks, debt instruments, or cash equivalents. These are typically companies with a market capitalisation ranging from a few hundred crore rupees to around ₹5,000 - ₹7,000 crore, t

Among the many categories of equity mutual funds available in India, mid cap mutual funds occupy a uniquely exciting and often misunderstood space. They sit right in the sweet spot between the safety of large cap funds and the high-risk, high-reward nature of small cap funds, making them an attractive proposition for investors who want meaningful growth without taking on extreme levels of risk. As per SEBI's mutual fund categorisation circular, Mid Cap companies are companies

Equity mutual funds are investment schemes that pool money from investors and primarily invest in stocks (shares) of companies. Think of it as a basket where you and hundreds or thousands of other investors contribute money, and a professional fund manager uses that collective pool to buy shares in various companies. Instead of putting all your eggs in one basket by buying individual stocks, you're essentially buying a slice of many different companies all at once. The beauty