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Social Worth Technologies Limited, operating under the brand Fibe (formerly EarlySalary), is a technology-first digital consumer financing platform serving India's aspirational middle-income population via personal loans, purchase finance and pay-later products. AUM ₹8,602.74 Cr (Mar 2026), up from ₹4,064.1 Cr two years earlier (CAGR 45.49%). 10,387+ merchant touchpoints. 61%+ repeat customer rate. Net interest income ₹734.9 Cr (FY26, +28.1%); PAT ₹257.5 Cr (FY26, +126.4%). Key investors: TPG (The Rise Fund III), Norwest Capital, Eight Roads Ventures, Piramal Finance. DRHP filed June 29, 2026. IPO structure: Fresh Issue of ₹750 Cr + OFS of 4.007 Cr shares by existing investors. May also undertake pre-IPO placement of up to ₹150 Cr. Price band and dates TBA.